World of Warcraft Credit Card

Intro APR Intro Period Regular APR Annual Fee 0%* 12 Months* 9.99%* None* 0% APR for up to 12 months Earn one Month's Subscription after your first purchase Earn 1% for each eligible purchase No Annual Fee

The World of Warcraft credit card offers a pretty mediocre reward. There are many credit cards that offer 2% cashback and you can receive a check in the mail once you reach $25.00. The WoW’s card is obviously directed at a very specific group, but it would be in the best interest of the players to apply for a cashback card instead. The 1% is a low amount and one of the lowest rebate percents of any card.

The intro APR for twelve billing cycles is a nice feature, and the APR after that can be as low as 9.99% variable is good too. But not everyone will qualify for the 9.99% APR, as it is determined by your credit score.

Also the 0% APR applies to balance transfers, which sounds good at first, but if you read closely there is a 3% balance transfer fee and a minimum fee of $10.00 and a maximum of $75.00, all balance transfer fees are a waste of money and you shouldn’t transfer a balance if a card has one, since there are many cards available that don’t have a balance transfer fee at all.

All in all this is a below average credit card. There are many credit cards that offer better rewards.

Brief synopsis of the card:
Issuer: First Bankcard
Intro APR: 0% for 12 months on purchases and balance transfers
APR: 9.99%
No Annual Fee
Special Bonus: Receive one month of world of warcraft free after first purchase. Earn 1% of eligible purchases towards WoW subscription.
Balance Transfer Fee: 3% min: $10.00 max: $75.00
Points expire 5 years from purchase date. No limit to the number of points you can earn.
Need at least 1,500 points before you can redeem.