The best part about this credit card is it's easy to use cash back reward. One percent cash back might not be the greatest percent back you can find, but at least you don't have to jump through hoops to receive your money.
Wells Fargo offers several delivery methods for your $25. You can still choose the standard account statement credit or check in the mail. They also offer direct deposit to your checking and savings account if you're a Wells Fargo bank member. You can even use the reward towards paying down on a personal loan.
The interest rate has a huge range of possibilities. If you apply for this card and are offered an interest rate on the higher end of the spectrum I would close my account, 25.99% is too high, especially if you carry a balance from time to time.
Overall this is an average credit card. It's cash back reward is below average, but the ease of getting it helps it rank higher.
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