The WalMart credit card is a pretty basic card with few special benefits. The regular APR is pretty high even if your credit is good (the lowest annual percentage rate you can get is 11.62%). The Introductory offer is pretty lame. First off, the introductory APR is only for the first $250.00 and you must make your purchase from Walmart.com before June 30th of this year.
One advantage is the three cents off per gallon of gas at Walmart gas stations. With gas prices soaring at record prices every little bit counts. This feature is not available at every Walmart gas station though; make sure you see the three cents off sign above the gas pump before you start filling up.
Personally I would not apply for this credit card, and I don’t recommend that you do either. It is simply a lackluster card with nothing that makes it very good.
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