List of Disadvantages:

This card can’t be used at an ATM It doesn’t have a PIN number There is a $2.50 fee every month after the seventh month the card was activated It can only be used in the United States

Review
The Vanilla Visa gift card is really a prepaid credit card, but it doesn’t come with all the perks of a regular prepaid card or a debit card. To get a Vanilla Visa card all you have to do is pay the cashier the amount the card is worth and sign the back of the card. They come in three amounts $100.00, $50.00, and $25.00. You can only put money on the card once you can’t refill it like a prepaid card.

To make purchases with the Vanilla Visa card all you need to do is use it like a regular credit card. Swipe the card and select credit on the keypad. If you don’t have enough money on your account to make the purchase you must tell the cashier how much is left on there and then provide an additional payment method. You can check out account online at the Vanilla Visa website.

This card is really meant as a gift card to give to another person. The benefits of this card over a regular gift card is the person can spend it anywhere Visa is accepted as opposed to being limited to one chain of stores. Just make sure to use up the card a few months after you get it to avoid the monthly fee.

Visitor Comments:
June 30th 2010
Peggy wrote:
I received a Vanilla Visa gift card at Christmas as a gift. I have tried several times to use the card and it just doesn't work. What is the problem. I have tried it at grocery stores and also online and it just doesn't work. I end up using another card usually my debit card. Is there something special this card needs besides scanning it to make it work?

July 17th 2010
Richard wrote:
i recently got a vanillavisa for my birthday ive had nothing but trouble trying to use it. i have used it twice to use 26.00 and now it says its all used on a 50.00 dollar card. i feel like ive been taken for a ride that i did not want to go on. i will garantee you one thing it wont happen again. i told my wife never to buy me gift card again.

March 4th 2011
Sharon wrote:
I purchased a vanilla visa gift card and on the back it said it can be used anywhere Visa is accepted. I bought it special for a purchase in Ireland and now they said it isn't working. I have saved for 2 months to send for this and now I have a card I can't use and have lost out on over 100.00.As I am low income I can't get more money in that amount for a while.