Target Credit Card

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Card Information
No Annual Fee Target credit card APR: 21.24% Target Visa credit card APR: 10.24%, 13.24%, 16.24% or 19.24%* *Based on credit qualification 10% off purchases for a day when approved 1 point for every dollar spent at Target 1 point per two dollars on everything else Issuer: Target Bank

Target Credit Cards Review
Target has 3 different credit cards, the basic Target credit card, the Target visa credit card, and the Target check card. They have almost the same features, but slightly different. When you open a new credit card, either the regular or visa, you will be mailed a certificate for 10% off, good for an entire day at target stores and also a 10% off your shopping cart online. You can earn red points on purchases made with all three types of cards. For every dollar spent in target stores, you will earn 1 point, and 1 point per every $2 spent anywhere else with your visa only. Every time your point balance reaches 1000, you will get another 10% off certificate for a day at target stores. You can also earn a certificate for every 10 prescriptions filled at target when you pay with your card. You can also give to charity with all three target cards. Up to 1% of all purchases made with your target card will be donated to a school of your choice of selected schools. You can get the lowest APR with the Target visa credit card, so this would be the best choice. However, if you still want the rewards, but don’t want to use credit, you can open up a Target check card which uses your own bank account and also lets you take out up to $40 cash back at the register. Retail Credit Card Reviews: Amazon - Capital One rewards - Circuit City - Disney - JCPenney - Orchard Bank - Sears - Victoria's Secret - Wal-Mart

Target Credit Cards Review

Target has 3 different credit cards, the basic Target credit card, the Target visa credit card, and the Target check card. They have almost the same features, but slightly different. When you open a new credit card, either the regular or visa, you will be mailed a certificate for 10% off, good for an entire day at target stores and also a 10% off your shopping cart online. You can earn red points on purchases made with all three types of cards. For every dollar spent in target stores, you will earn 1 point, and 1 point per every $2 spent anywhere else with your visa only. Every time your point balance reaches 1000, you will get another 10% off certificate for a day at target stores. You can also earn a certificate for every 10 prescriptions filled at target when you pay with your card.

You can also give to charity with all three target cards. Up to 1% of all purchases made with your target card will be donated to a school of your choice of selected schools. You can get the lowest APR with the Target visa credit card, so this would be the best choice. However, if you still want the rewards, but don’t want to use credit, you can open up a Target check card which uses your own bank account and also lets you take out up to $40 cash back at the register.

Retail Credit Card Reviews:
Amazon - Capital One rewards - Circuit City - Disney - JCPenney - Orchard Bank - Sears - Victoria's Secret - Wal-Mart

Visitor Comments
Add your Comment October 26th 2011 Christine says, I am looking for a phone number to fraud department. One of victims had their Target Visa stolen and it was used by the person who stole it. A police report has been made and now defendant will need to pay restituion. May I please have either the fraud departments phone number or an addresses to where restitution payments are to be made. Thank you. Our Response, We recommend you contact their financial division phone number; 1-800-755-5856 February 26th 2011 Kelly says, Hi, I had a credit card through target and I owe some money. Im not sure if it went to collection yet. I have not received any statements. it probably has been about a year. I want to resolve my debt but not sure if I need to contact you or someone else. I would appreciate if u could get back to me. thank you June 6th 2010 Maywin A. Jackson says, Messsage: Hello. I have recently used my Target Visa to charge an item and wanted to double check with you to see if I changed my address after my move in August 2009. I don't want to take a chance I'll have to pay any more than the original amount....no interest. Thanks for your time. Maywin A. Jackson

Visitor Comments

Add your Comment

October 26th 2011
Christine says,
I am looking for a phone number to fraud department. One of victims had their Target Visa stolen and it was used by the person who stole it. A police report has been made and now defendant will need to pay restituion. May I please have either the fraud departments phone number or an addresses to where restitution payments are to be made. Thank you.
Our Response,
We recommend you contact their financial division phone number; 1-800-755-5856

February 26th 2011
Kelly says,
Hi, I had a credit card through target and I owe some money. Im not sure if it went to collection yet. I have not received any statements. it probably has been about a year. I want to resolve my debt but not sure if I need to contact you or someone else. I would appreciate if u could get back to me. thank you

June 6th 2010
Maywin A. Jackson says,
Messsage: Hello. I have recently used my Target Visa to charge an item and wanted to double check with you to see if I changed my address after my move in August 2009. I don't want to take a chance I'll have to pay any more than the original amount....no interest. Thanks for your time. Maywin A. Jackson

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