Basic Features: $50 card credit 0% APR on purchases for first 12 months with a single purchase of $299 or more(but must pay off entire balance by the end of the intro period or offer is void and interest rate will be applied) Regular Interest Rate: 10.24% variable Earn five Sony Reward Points for every $1 spent at Sony Style® stores and SonyStyle.com Make three Sony Reward Points for every $1 spent at authorized Sony retailers Make one Sony Reward Point for every $1 spent on purchases everywhere else 1 Sony Rewards Point = $0.01 Limited time merchandise with reduced point values Special offers for card members only Redeem points for full or partial point value of item No an annual fee Credit Card Type: Visa platium Issuer: Chase

The Sony Company currently offers two credit cards. The Sony credit card is their basic card, you can get 0% APR for the first 12 months and a $50 credit to your card for making a $299 or more purchase in one transaction at Sony Style or SonyStyle.com, within 45 days of opening the credit card.

You have to be smart coming into this, because you have to know that you can’t just buy Sony merchandise and expect to use this card to the fullest. To get the highest payout, you must make your purchases from Sony Style stores or SonyStyle.com, and then you will get five points per each dollar you spend. If there isn’t a store near you, or you don’t like to make purchases online, you can also earn 3 points per dollar at authorized Sony retailers, meaning that you must make sure that the store in question is on their list to make sure you will get your points for the purchase. If you use your card anywhere else you will only get one point per dollar, but this is still equivalent to 1% cash back. It is stated on the website that one Sony point is the equivalent of $0.01, so when you purchase directly from Sony, you’re really getting 5% back.

The interest is pretty good at 10.24%, and there is no annual fee. If you want to make the most out of this card you should use it for purchases at Sony stores and for electronics.

Now is an especially good time to take out this credit card because they have put some merchandise with reduced point values, and now you can redeem your points for either the whole amount of the item, or only partial. So if your points are about to expire (they expire after 1 year), then you can use all the points you have saved up so far, and still buy something without fear of losing them all. This is a pretty good card, if you don’t really buy electronics very often, then I would recommend that you apply for a different credit card, you could at least find a card that offers 3% on all purchases, if your spending seems to be spread out over different categories.