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Sears Credit Card
Sears Credit Card
Card Details:
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- Annual Fee: None
- Introductory Offer: See your local Sears store for details
- Regular Annual Percentage Rate: 22.15% variable
- APR: 17.15% + prime rate
- Ability to pay your balance online or in store
- Issuer: Citibank
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Review:
One convenient feature of the Sears credit card is that if you make a purchase with your card at a Kmart or Sears store you can return the item even if you have lost the receipt.
I do not suggest applying for a Sears credit card online because you are missing out on the best features. If you apply for one in store you will probably receive a discount on your purchase and receive a 0% introductory offer. Like most department stores, Sears probably has periodic sales in store, where you can get an extra 10-20% off your purchases when you use your Sears card, so it could be worthwhile to get this card if you're a frequent shopper.
I would also suggest that if you do get a Sears credit card only get one for the discount and make sure you pay off your balance. The variable interest rate is extremely high for a credit card, and you should not carry a balance on this card.
Visitor Remarks
May 3rd 2010
Nancy Powell says,
Today I cancelled my Sears card after getting a $45 membership fee charge. From now on I will use other cards. In this economy, this is ridiculous. You are going to lose customers and I'm one of them. Nancy Powell
May 12th 2010
Bonnalyn Briggs says,
I wish to opt out of your changes in my credit card. Please close my account immediately. I do not agree to the outrageous new interest charges, (Notified me in the letter from you, that I received on Noveber 16, 2009). I feel that your interest rates were too high in the first place. I'm 73 years old so you can see that i have been shopping at Sears for many years, but not ever again. Thank you.
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