My Best Buy Credit Card

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Interest Rate (APR)

Introductory Offer for Purchases
No
Purchases
25.24% or 27.99%
Balance Transfer
N/A
Minimum Interest Charge
$2.00
Periodic Finance Offers
Yes
Periodic Offers APR
0%
Periodic Offers Length
6, 12, 18, 24, or 36 Months
Minimum Purchase Required
Starting at $149.00

Fees

Annual
None
Late Payment
Up to $35.00

Benefits

Bonus
No
Features
  • Earn 2.5 points per dollar spent
  • Exchange 250 points for a $5 gift card
  • Receive $10 in My Best By Reward certificates for each pre-ordered and purchased game
  • Earn up to 11,000 points when you book a cruise with My Best Buy Cruises
  • Earn extra points by checking the Best Buy app at participating stores
Apply
Apply Online or In-store
Issuer
Citibank, N.A.
Where Can I Use It
At all Best Buy locations and online at Bestbuy.com
Online Account Management

 

This is the basic credit card offered they also offer the My Best Buy MasterCard.  If you have an above-average credit rating and plan on using it at more places than BB we recommend you check it out.

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