PNC Virtual Wallet

Last Updated on Thursday, 29 March 2012 05:23

Quick Information

Fees: fifty cents per check if you use more than three checks a month
Minimum twenty-five dollar deposit to open an account
Free ATM usage at all PNC ATMs
ATM fees refunded if you have over two thousand dollars in your account

Is available to current or new customers of PNC Bank. You can start using the Virtual Wallet online through your computer or you can go to your bank and setup the account there.

It looks like PNC is really doing a good job of moving banking into the next age with its Virtual Wallet idea. Not only is it virtually free if you don’t write many checks you can receive bank account updates through your phone via text messages or a SmartPhone application, but it also simplifies banking significantly by keeping track of your scheduled payments and the date of arrival of your paychecks.

Best Features

Financial Calendar - one of the better features is the calendar that comes with it; this lets you see when you have scheduled your automatic bill payments, when your paychecks are coming, if you are close to exceeding your funds, and much more. You can access this through the Internet.

SmartPhone App – lets you download a free SmartPhone app that gives you mobile banking on the go. With this app you can easily check your balance, transfer funds from one account to another, and setup your bill payments. Most SmartPhones are supported. If you don’t have a SmartPhone you can receive text messages about charges, deposits, checks and more.

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