There are several types of no annual fee credit cards; this would include cash back, college student, gas rewards, some auto rewards, and some travel reward credit cards. We have several no annual fee credit cards listed.
Some types of credit cards however will always have an annual fee, like airline and prepaid. The reason why these cards have an annual fee is that it costs more for the credit card company to provide these types of credit cards.
The best no annual fee credit cards are cash back. This is my favorite kind of credit card, and I personally use one. As long as you pay your balance in full every month, you are getting a small discount off of every purchase. This discount can range from .5% to 5%. This might not sound like much, but it really adds up. If you can’t always pay off your balance I would suggest getting the card with the lowest APR available, and try to get one with a fixed rate.
If you have either poor credit or no credit, you will probably not be able to get a rewards credit card with no annual fee. You can still get a no annual fee credit card, but it won't have any special rewards and might have a little bit higher APR.
Our list of no annual fee credit cards. We provide for each card, a short description with a link to a longer review.
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