No Annual Fee Credit Cards

Many of the credit cards listed on CreditCardAssociate.com have no annual fees. To check if a card has an annual fee please read the review. Every review lists the APR and annual fee, as well as any other important information. All of the no annual fee credit cards can be found below. Unfortunately, all the credit cards for people with poor credit and prepaid cards have annual fees.

 Chase Platinum Visa® Card

Chase Platinum Visa Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
  • Review of Chase Platinum Visa


 Blue from American Express®

American Express Blue

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 15 Months* As low as 9.99%* None*

  • Membership Rewards Express® program
  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
  • Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
  • Express Approval. Get a decision in less than 60 seconds.
  • Review of Blue from American Express


 Blue Cash® from American Express

American Express Blue Cash

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* As low as 9.99%* None*

  • Up to 5% Cash Back with Unlimited Cash Rewards
  • Earn unlimited cash back
  • 0% Intro APR for 6 months
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • No Annual Fee
  • Review of Blue Cash Card


 Chase Free Cash Rewards(SM) Visa® Card

Chase Free Cash Rewards

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • 1 point for every eligible dollar in purchases
  • 1,000 Bonus Points after your first purchase
  • Intro 0% Fixed APR for up to 6 months*
  • No Annual Fee
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
  • Review of Chase Free Cash Rewards Card


 Discover® Open Road(SM) Card

Discover Platinum Gas

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months Purchases*
12 Months Balance Tranfers*
10.99%* None*

Sign up for a Discover® Gas Card today and enjoy a 0% Introductory APR* for Purchases and Balance Transfers for 12 months. Plus, earn 5% Cashback Bonus® on gas and auto maintenance purchases and up to 1% Cashback Bonus® on all your other purchases*.

  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information
  • Review of Discover® Open Road(SM) Card


 Chase Flexible Rewards Platinum Visa® Card

Chase Flexible Rewards

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  • Earn 1 Point for Every Dollar Spent
  • Earn Airline Tickets, Hotel Stays, or Car Rentals
  • 0% Introductory APR for Up To 12 Months on Purchases and Balance Transfers
  • No Annual Fee
  • Earn Travel with as Little as 25,000 Points
  • Review of Chase Flexible Rewards Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 months* 10.99%* None*

 Chase PerfectCard™ MasterCard®

Chase PerfectCard

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
  • 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
  • 1% rebates on ALL other purchases made anywhere else
  • 0% Intro APR for up to 6 months*
  • No Annual Fee
  • Earn rewards wherever the road takes you with the Chase PerfectCard.
  • Rebates are automatically credited toward future purchases made on your card.
  • Review of Chase PerfectCard


 Miles by Discover® Card

Discover Miles

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • Book Any Travel, Anytime with No Blackout Dates or Restrictions
  • Double Miles On Up to $3,000 in Travel and Restaurant Purchases Each Year
  • 1 Mile for Every $1 on All Your Other Purchases
  • Unlimited Miles that Never Expire*
  • Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 70 Brand-Name Partners or Cash Starting at Just 1,000 Miles
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • Review of The Miles Card


 Blue Sky® from American Express

American Express Blue Sky

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* As low as 9.99%* None*

  • Earn points on everything you buy with the Card.
  • Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points.
  • Earn 1 point for every dollar you spend
  • Travel anytime: No blackout dates or restrictions
  • No annual fee and 0% intro APR for 6 months
  • World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
  • Express Approval. Get a decision in less than 60 seconds.
  • Review of Blue Sky American Express Card


 Hilton HHonors® Platinum Credit Card from American Express

American Express Hilton HHonors

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
2.90%* 6 Months* 14.99%* None*

  • 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
  • Earn 15,000 Bonus Points After You Spend $5,000 in 5 Months - That's in Addition to the 15,000 Points You Would Earn for Your Card Spending
  • Earn 10,000 HHonors Bonus Points Over the Course of Your First Four Stays at Any Participating Hilton Family Hotels (2,500 HHonors bonus Points Each Stay) including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and more
  • Receive 5 HHonors® Bonus Points for Each Dollar Spent at Hilton Family and for Eligible Purchases at Supermarkets, Drugstores, Gas Stations, Dining Establishments, and More
  • Get 3 HHonors Bonus Points for Each Eligible Dollar You Spend Everywhere Else
  • No annual fee
  • No Blackout Dates! If a Standard Room is Available, You Can Redeem Points for It
  • Express Approval. Get a Decision in 60 Seconds
  • Review of Hilton HHonors Platinum Card


 BP Visa® Rewards Card

Chase BP Visa Rewards Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 11.99%* None*

  • Earn Up To 10% in Introductory Rebates
  • Earn Up To 5% in Rebates after the Introductory Period
  • There's No Limit to the Amount of Rebates You Can Earn!
  • 0% APR for Up To 6 Months on Purchases and Balance Transfers
  • No Annual Fee
  • Online Account Management
  • Zero Liability Against Unauthorized Purchases
  • Review of BP Visa Card


 Discover® More(SM) Card - American Flag

Discover Flag Platinum Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information
  • Review of Discover® More(SM) Card - American Flag


 Discover® More(SM) Card - Sealife Collection

Discover Sea Life Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information
  • Review of Discover® More(SM) Card - Sealife Collection


 Discover® More(SM) Card - Wildlife Collection

Discover Wildlife

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information
  • Review of Discover® More(SM) Card - Wildlife Collection


 Pulaski Bank Visa Gold

Pulaski Bank Gold Visa

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
6 Months* 8.0%* None*


 Union Plus® MasterCard®

Union Plus Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
1.99%* 6 Months* 10.99%* None*

Attention Union Members!

Only the Union Plus MasterCard offers you exclusive money saving benefits and Triple PlusSM Features that no other card can equal:

  • Triple Plus VALUESM
    • No annual fee and low rate balance transfers with NO balance transfer fees
    • Exclusive union member rates
  • Triple Plus PROTECTIONSM
    • Only Union Plus has a Union Review Committee that ensures the Union Plus Credit Card offers benefits union members need
    • 100% protection against fraud - guaranteed
  • Triple Plus SERVICESM
    • All service calls are answered by representatives in the United States, 24 hours a day
    • If you ever have a dispute with a merchant, we'll go to bat for you
  • Review of Union Plus Mastercard



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