Kohls Credit Card

Receive 15% off your purchase the day you apply Get exclusive discounts and coupons 21.90% fixed interest rate

Review
The store Kohl’s doesn’t offer a credit card but it does have a charge card. The difference is you can only use your charge card at Kohl’s and kohls.com. With a credit card you can use it anywhere.

This card like many retail store cards doesn’t come with an introductory interest rate. If you don’t pay your balance in full before the grace period is up you will be hit with a pretty high interest rate at 21.90%. The initial credit limit is based on your credit history when I applied for the card my limit was $1500.00, and I have a pretty good credit score. Don’t expect to get a high limit on a charge card. Also, you can’t transfer a balance to this account since it is a charge card.

The Kohl’s card doesn’t have a rewards program, but it does come with special discounts and coupons that you will receive in the mail every month. If you apply in store you receive fifteen percent off your purchase. Also if you are a Kohl’s associate, the employee discount (usually about 15%) can stack with most any discounts coupons.

If you are a frequent shopper at Kohl’s then this card might be worth it for the special sales and coupons you will receive throughout the year. Also if you work at Kohl’s then this card is worthwhile because you can add your employee discount with the cards. Just make sure to not carry a balance on this credit card since the interest rate is over twenty percent.

Comments:

4-12-2011
Cecelia
I live in Las Vegas, NV & have a Kohls card. But now I would like to have my daughter & 2 grandkids, who live in Conway, SC, have one as well, with their own account number, but the bill sent to me. That means 3 people on a new account, but I would be responsible for the bill. Is this possible?

2-13-2011
Pamela
My mother died recently, and we need to know if there is a balance owing on her bill.

1-14-2010
Jeff:
My wife Ruth applied for a Kohl's card in the Albany Store on 1-1-2010. She had a purchase of 215.70 at that time. She thought it went towards our US Bank debit card. I cannot find it anywhere on our US Bank paper bank steatement or online either one. I need to know if the charge went towards a Kohls card or what. If it did she misunderstood apparently because she wrote it in our check register, and we have never recieved any card or bill either one from Kohls at all.

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