There are several credit cards available through the HSBC bank. They have an airline miles card, a cashback card, and an environmentally friendly card. Every card has its own unique benefits. | Platinum Mastercard with Cash or Fly Rewards |
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This is the miles credit card offered through HSBC Nevada. With this card you get one point for each dollar you spend, and you have the option to choose either a cash reward or an airplane ticket.
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| Ecosmart(SM) MasterCard® with Plus Rewards | |
If you are eco-friendly and are looking for a flexible rewards credit card, HSBC brings you the ecosmart MasterCard. For every new card member they will donate a new tree to American Forests. |
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Weekend Card
The Weekend credit card gives you double cash back on Saturday and Sunday.
Each of these cards are very similar in interest rate and reward program. They all have the same interest rate of 8.99% to 17.99%. Each applicant will receive a different rate depending on your credit history, and these cards have no annual fee. One difference is the introductory APR; the Platinum MasterCard and the ecosmart card both come with zero interest for the first twelve months on purchase. However the Weekend card has no introductory offer.
The rewards program for each card gives you one percent cash back for every retail dollar you spend. You can redeem your reward in twenty-five dollar increments. For the Platinum card you receive points, which can be spent on flights. The ecosmart card lets you donate your cash to an eco-charity.
I don’t think too highly of these credit cards. Yes, you can get a relatively low interest rate if you have great credit, but there are better credit cards that offer a competitive annual percentage rate and a much better rewards program that isn’t limited to retail purchase only.
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