There are currently two consumer credit cards and three commercial cards offered through Home Depot and Citibank. Some common attributes that all the cards share are; no annual fee, check and pay your
bill online, and zero dollars owed on unauthorized charges. Both of the consumer cards also give you exclusive coupons and price reductions during the year for being a member. Each card has it’s own unique benefits and features. All of these cards are issued by Citibank.
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The Home Depot Consumer
Six months no interest on purchases that are greater than $299
This is a charge card and can only be used at Home Depot or at their website
Interest rate is currently 17.99% to 26.99% APR |
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The Home Depot Rewards MasterCard
This card has been discontinued as of 2-01-2010. If you haven't spent your reward points as of 1-31-2010; you will lose your remaining points. If you wish to contact their customer service you can reach them at 1-877-969-9030.
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The commercial cards include Revolving charge, Commercial Account, and Business Rewards MasterCard. These cards also have some features in common; track orders, itemized billing statements, cards for employees. Track orders allows you to know what purchases your cardholders make.
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Revolving Charge Card
Pay your bill in full or pay low monthly payments
Free employee credit cards
Interest rate: 21%
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Commercial Account
Must pay bill in full every billing cycle
ID cards available for authorized buyers
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Business Rewards MasterCard
This card has also been discontiuned as of 2-01-2010.
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Comments
Date: 2-5-10
Name: Evelyne
Comment: We would like to apply a commercial account for the business home depot.
Response: You can
apply online, at a store, or over the phone by calling 866-875-5490.
Information on Competitor's Cards
American Express,
Lowes credit card,
Meijer,
Sam's Club,
Sears credit card,
Walmart
