This card uses a points system, so you will earn 1% cash back on all purchases, or a point for every $100. You will also receive 0% APR for six months on all qualifying vacation packages, any time throughout the year. As an added bonus, just for having this card and mentioning this offer in the right places in the theme park, you can get all sorts of discounts in stores, tours, and restaurants; and you can get free stroller rentals and exclusive entry into the meet and greet events. You can redeem your reward points for many things, including hotels, theme park tickets, and pretty much anything in the Disney stores. The nice thing about redeeming your points is that there are no block-out dates; you can use them anytime. If you upgrade to the Visa Platinum card you will get extra benefits like baggage delay coverage, travel accident insurance, zero liability coverage, and emergency card replacement. Another great thing about applying for this card is that if you get approved and make a purchase, you will receive a $15 Disney gift card, but if you want to apply over the phone make sure you check the Disney website first, you might have to use a code to get this special offer.
Overall, I think this is a very good card. It has a pretty low APR for a rewards card, and while 1% cash back isn’t very high, all the features combined make this card phenomenal. I really can’t see anything wrong with this card, other than the typical small print that all credit cards have. I would highly recommend this credit card, especially if you have small children, what child doesn’t love Disney.
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