Balance Your Checkbook
Make sure you balance your checkbook. I know it can be tedious work, but it must be done. Every time you make a withdrawal or deposit make a note in your checkbook. Depending on how active your bank account is I would suggest setting aside time to balance your checkbook once a week, once every two weeks, or once a month. If you don’t keep it balanced you risk bouncing checks or over withdrawal and that will lead to fees. Fees can range anywhere from $20 to $60 for a bounced check.