If you've been dreaming about the ultimate credit card experience - one where you tell the credit card company exactly what kind of card you want - then Capital One® Card Lab is for you.

Capital One® Card Lab is all about choice. Its easy-to-use interface lets you build the credit card that's right for you. Fly a lot? Choose a card that pays you two miles per dollar spent. On a budget? Get 1% cash back on purchases, or get one point per dollar spent and double the rewards on gas and groceries. Get it? It's your card, so Capital One® lets you build the one that's right for you.

Capital One® Rewards
One of the best things about Capital OneŽ Card Lab is that it lets you choose from a plethora of Capital One® rewards. Capital One® Rewards include miles that you can redeem for air travel or for merchandise, gift certificates or cash; No Hassle Points(SM) you can redeem for brand name merchandise and gift cards; or cash rewards that earn 1% cash back on every purchase with no limit to the amount of cash you can earn.. Some Capital One® rewards even let you earn bonus rewards, such as double rewards on gas and groceries, or a bonus of 25% percent more rewards annually. Finding the rewards that work for you is part of the fun of using Capital OneŽ Card Lab.

How to Use Capital One® Card Lab
As cool as Capital One® Card Lab is, this isn't all fun and games. To choose the card that's right for you - and to maximize your chances of approval - you've got to accurately state your credit-level. Card Lab helps by providing a menu of credit levels that include Excellent Credit, Good Credit, Average Credit and Limited History. Below each option is a description of what would give someone, for example, Average Credit. Choose your credit level, and you're off - picking the rates and rewards that are right for you.

When you're finished designing the card that fits your lifestyle and financial needs, it's onto choosing the card image. This is where Capital One® Card Lab gets really cool. It lets you personalize your card by choosing a favorite card image among a handful of options or, once you receive your card, you can upload your own image. So go ahead - upload your wedding photo, that picture you took of your kids on the beach last summer or a picture of your favorite canine friend. A few weeks down the road you might find yourself taking your Capital One® card out of your wallet and staring affectionately at it.

When all is said and done, and you've finished creating your card, you'll review your choices and apply for the card online.

Is Capital One® Card Lab Right for You?
If you like choices and you've got about 10 minutes to build the card that's right for you, you'll find that the Capital One® Card Lab is the perfect place to find your next credit card - especially if you have average credit, you can take advantage of the many rewards offered through the Card Lab for people with an average credit score.