CreditCardAssociate.com
Welcome to CreditCardAssociate.com a human edited credit card resource and your independent source for all things credit card related.
What We Do
We strive to provide visitors with valuable information on all credit cards, which they will need in order to make an educated decision when choosing. We also research each card's interest rate, fees, credit rating required for approval, customer service phone number, links to online bill payment, and more.
Why We Are Different
This is an independently owned website; we do receive revenue from the Ads displayed on the website, but we do not use affiliate advertising, which can be much more manipulative, and the Ads on this site do not interfere with our editorials or our reviews.
We review each card honestly and thoroughly, reading through all of the fine print and pointing out any danger signs, whether it be lackluster rewards or an high interest rate. We don't try to steer visitors to any specific card, our loyalty lies with the consumers; we merely show them the facts and let them decide.
Other sites try to suggest cards based solely on higher affiliate commissions; we are not one of them!
If you come across a word you aren't sure about; read our credit card dictionary where we define most financial terms.
Thanks for visiting!
Website Updates/News
The Addition of Citations
In an attempt to foster the spread of knowledge, we will be introducing citations to each of our articles and reviews in the next couple of weeks. We believe that this will not only offer our visitors a greater connectivity with other online resources, but also demonstrate how to use them.
Review Format Update
To better serve you, we are in the process of updating our review formatting for all credit, prepaid and gift cards. The reviews will be divided into four parts for our user's convenience as detailed below; and in addition, each will feature a brief description of the advantages associated with the card, and a comprehensive comparison to the other cards in its class as well as our very own rating system based on a possible five stars for easy ranking.
Financial News
JCP Eliminates Privilege Gold and Platinum Cards
Written by Steven Merkel
While performing our standard information maintenance to verify everything is correct and up to date I found that JCP is changing their credit cards and removing the Privilege Gold and Platinum cards altogether.
Discover Releases New IT Card
In early January 2013 JP Morgan Chase and Co., the current issuer of both Chase and Discover cards, released their spiritual successor to the Discover More card; aptly titled the IT card. We think they gave IT this name to subtly give people the idea that they only need one credit card for most of their purchases.
Comenity Bank, the New Name for World Financial Network
Written by Steven Merkel
During the first quarter of 2012 Alliance Data Systems Corporation, the parent company of World Financial Bank, announced[1] the name change of World Financial Bank to Comenity Bank and unveilled their new website at comenity.net.
Surcharge for Credit Card Purchases
Written by Steven Merkel
Commencing January 27th 2013, merchants can charge customers a small fee (that can't be more than the processing fee of the credit card) if a customer pays with one to complete the transaction[1].
New Prepaid Network: American Express Bluebird
On October 8th 2012 American Express announced a new prepaid credit card called the Bluebird, and it can be used to make purchases anywhere American Express is accepted.